It's Your Money!!

Listen to Balaban & Schmidt every Tuesday morning at 9:05 on WNDB, 1150 on your AM dial. If you are outside of their service area, simply click on the 'live stream' button on this page to hear the show.

Each week either Lynn or Stan will host a guest to discuss financial topics of interest. Your calls and feedback are appreciated.

Archive of past shows

Download or listen at your PC. We will add further shows as they become available

July 27, 2010 - Lori Gillooly, Executive Director of Halifax Habitat for Humanity, and Lynn explain how to verify that a charitable organization is legitimate, where to see their tax return (Form 990) and options for making tax deductible charitable donations.

July 20, 2010 - Alice Pritchard, Account Representative with Espada Financial Group, and Lynn talk about life, long-term care, and disability insurance.

July 13, 2010 - Erin Bailey, licensed mortgage broker with Gulf Stream Mortgage Co., and Lynn address issues with getting a loan, credit scores, what the lenders want from a prospective borrower, etc.

July 6, 2010 - Jeff Brock, attorney with Smith, Hood, Bigman et al, and Stan continue the discussion of Real Estate Foreclosure Defense and the new Florida law regarding Condos and HOAs.

June 29, 2010 - Business attorney Greg Snell and Lynn talk about historic preservation with emphasis on the Federal Rehabilitation Tax Credit and the FL Ad Valorem Tax Abatement Statute.

June 22, 2010 - Stephen John Hall, BB&T Financial Center Leader, and Lynn discuss what the bank offers and advantages of dealing with a branch where you know the manager. Fees can be an issue and should be addressed.

June 15, 2010 - Nancy Lohman, Vice President of Lohman Funeral Homes, and Stan discuss using prepaid funeral arrangements as a way to control costs and avoid additional pressure in an emotional time of your life.

June 8, 2010 - Jeff Brock, attorney with Smith, Hood et al, and Lynn review Real Estate Foreclosure Defense.

June 1, 2010 - Eileen Dickinson, Branch Manager of Administrative Concept Employee Leasing Specialists, and Lynn address the benefits of employee leasing especially with the difficult economic times at hand.

May 25, 2010 - Dirinda Maddy, CFP, CLU, from Ameriprise Financial, and Lynn talk about the erratic market and investing in bonds.

May 18, 2010 - Lynn and Brent O'Quinn from Allstate Insurance Company and the O'Quinn Insurance Agency address all the reasons a person needs to evaluate and understand his insurance coverage or lack of coverage.

May 11, 2010 - Michelle Cecchini, Broker Owner of Chelle Realty, and Lynn talk about reasons to use a realtor and how to spruce up your home for eye appeal - inside and out.

May 4, 2010 - Jennifer Richardson, CFP from Anchor Certified Planners Group, Inc., and Lynn discuss the importance of working with all your financial advisors. The Roth IRA conversion rules are an excellent example of the need to work with each one as a person makes this decision.

April 27, 2010 - Volusia County Property Appraiser, Morgan Gilreath, and Lynn talk about the county Income and Expense Analysis for rental properties, the Tangible Personal Property Tax filing requirements and possible penalties, and Save Our Homes.

April 20, 2010 - Bill Hayes, owner of ACNS Computers, and Stan visit about current issues for small business computing: data back-ups, battery backups and surge protection, viruses and anti-virus software.

April 13, 2010 - Linda Lampman, CFP with Wells Fargo Advisors, and Lynn address issues around traditional and Roth IRAs for 2009 and 2010. They discuss the importance of being aware of income limits and conversion rules.

April 6, 2010 - "How to Pick Your Residential Mortgage Specialist". Judith Plumer, Florida Mortgage Specialists, and Lynn discuss issues with lending and how to protect the unaware borrower.

March 30, 2010 - "How to Pick Your Insurance Agent". John Penny from Allstate Insurance and Lynn talk about questions and topics to discuss with an insurance agent that will help you select the right agent for you.

March 23, 2010 - "How to Pick Your Residential Realtor". Lynn and John Adams, General Manager of Adams Cameron & Co. Realtors, review what a prospective buyer or seller should look for when choosing a residential realtor.

March 16, 2010 - "How to Pick Your Commercial Realtor". Lynn and Claude Gardner, CCIM with Prudential Commercial Real Estate, discuss commercial real estate issues and how they differ from residential real estate issues and ways to interview a commercial realtor.

March 10, 2010 - Lynn guests on Anchor Money Line with host Jennifer Richardson. The discussion centers around estate tax, tax deadlines, and retirement plans.

March 9, 2010 - "How to Pick Your Attorney". Lynn and attorney Heather Vargas, who specializes in intellectual property at Cobb Cole, discuss how to choose an attorney when you need legal services.

March 2, 2010 - "How to Pick Your Banker". Cynthia Ramirez, local president of Florida Capital Bank, and Lynn talk about questions to ask your banker and how to decide what is important to each of us.

February 23, 2010 - "How To Pick Your Financial Advisor" Lynn and Robert Coburn, Financial Analyst, discuss the attributes to look for when you are selecting your financial advisor.

February 16, 2010 - Kevin Williams and Rob Kubier, PayChex representatives, and Lynn review the advantages of outsourcing payroll

February 9, 2010 - Larry Mathieson, Mathieson Consulting LLC and former Ormond Beach Chief of Police, and Lynn talk about identify theft.

February 2, 2010 - Attorney Christene Ertl and Lynn discuss Association Law and the importance of using your financial professionals.

January 26, 2010 - Stan Haithcock from Strategic Annuity Solutions addresses "I Hate My Annuity" and what to do about it.

January 19, 2010 - Lynn and Stan discuss identity theft, plans for 2009 and 2010 taxes, overall financial well-being.

January 12, 2010 - Donna Marietta from Re/Max All Pro Realty explains to Lynn why she envisions 2010 as a good year to buy or sell residential property.

January 5, 2010 - Bill Black from Pension Services and Lynn compare the basics of Defined Contribution Plans and Defined Benefit Plans.

December 29, 2009 - Karen Davis, Reverse Mortgage Consultant from Selby Mortgage, and Lynn review the reverse mortgage rules, appropriateness, and how and when pay back is required.

December 22, 2009 - Alison Boscovich, State Farm Insurance agent, and Lynn talk about the status of State Farm in FL, new refundable life insurance, and the need to evaluate your coverage regularly.

December 17, 2009 - Lynn guests on Solarfitness with host Bill Gallagher to discuss energy credits vs. deductions and the importance of using your financial professionals.

December 15, 2009 - Chris Connors from Tyler Property Management and Lynn discuss the new homebuyers' credit and reasons to use a financial professional.

December 8, 2009 - Balaban & Schmidt owners, Lynn and Stan, talk about year end tax planning options and items that will be different in 2010.

December 1, 2009 - Lynn hosts Steve Bloom, a long time CA friend, and they talk about how to grow a company from single person to being the largest of its kind west of the Rockies.

November 24, 2009 - Pat Mozden, Pat Mozden & Co., and Stan discuss Medicare and Medicare Supplement insurance policies.

November 17, 2009 - Michelle Voll, E.A. at Balaban & Schmidt, and Lynn talk about foreclosure, bankruptcy, cancellation of debt rules and related tax implications.

November 10, 2009 - Mitch Cohen, Enrolled Agent, and Lynn discuss ways to work with the IRS to resolve tax issues.

November 3, 2009 - Bill Gallagher, President of Solar-Fit, and Lynn explore the options for Renewable Energy Solutions.

The radio shows prior to these listings are available by request - please contact our office to obtain a copy.